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*25x based on FDIC monthly savings account rate as of August 12th, 2022.
**SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) interest on all account balances in their Checking and Savings accounts (including Vaults). Members without direct deposit will earn 1.20% APY on all account balances in Checking and Savings (including Vaults). Interest rates are variable and subject to change at any time. Rate of 3.75% APY is current as of 01/16/23. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet