Your #1 financial priority is a 3-6 month emergency fund in a high-yield savings account (or HYSA).
It’s a non-negotiable no matter what stage of your financial journey you’re in.
A typical savings account earns you 0.39% in interest. Our recommended HYSA earns you 4.60% APY** for those with direct deposits and 1.20% APY** for those without. It’s the one personal finance hack that isn’t too good to be true.
The longer you wait to open up a HYSA, the more interest you miss out on.