I get asked all the time: what are your favorite money tools?
INVESTING: M1 Finance
Scared to invest? Wondering how to pick an ETF or mutual fund? Wanting to open an IRA?
M1 does it for you! Through a custom portfolio and automated contributions, M1 Finance gives you the tools you need so you can invest your money and grow your wealth the way you want.
COMMUNITY: The $100K Club
Need more honest money conversations in your life? Join hundreds of other money-motivated folks in my Facebook community to get your burning questions answered, and get free access to my guidance. {Free}
TRACK SPENDING/BUDGETING: Charlie
Use this free app to track your spending, progress towards goals, and more. I love using Charlie to alert me of my spending (I have a $300 max on food out a month), and reminders to help me save towards savings goals. {Free}
NET WORTH: Personal Capital
The tool I check daily, Personal Capital is the best tool for tracking your net worth and your progress towards goals like saving, debt payoff, and (yes!) $100K. {Free}
CASH BACK: Ebates
A cash back plug-in for all of your online and in-store purchases. Almost every store (from Nike to Uber to Sephora) will give you cash back. I got over $200 back last year alone. {Free}
NEGOTIATE BILLS: Trim
You remember that time where I talked about how you should be negotiating all of your bills? (You should.) That’s where Trim comes in. Not only do they help track your money and remind you about upcoming payments, they also will negotiate cable and phone bills FOR YOU. {Freemium}
TRACK: Status Money
Want to see if you’re on track when it comes to your monthly spending and total savings? Status compares your financial situation to others in your demo (age, city, education level, etc.) to give you tailored advice, special offers, and more. {Free}
TRAVEL: Airbnb
You’ve probably heard about Airbnb by now. But if you’ve never used it, I cannot recommend it enough. You feel like a local, save money (cook your own food!), and always know your stuff is safe (bye, sketchy hostels!) I’ve traveled internationally and domestically with Airbnb.
FINANCIAL NEWS: Finimize
This daily, free newsletter breaks down global finance news in an easy-to-understand way. Especially as we approach a recession and with Trump doing stupid things, you need to know what’s going on in the world. {Free}
HIGH YIELD SAVINGS ACCOUNT: CIT Bank
You’re earning .01% interest at your current bank. You could be earning 20 times that, with the savings account I recommend for all my clients. It’s easy to make the switch, and the best first step to improving your finances.
