My absolute favorite tools to level up your money.  Why take the stairs when you can take the escalator?

Money Moves for

Millionaires

I'm Tori

As a CEO, Founder, and multi-millionaire, it’s easy to forget that I got my start by saving $100K. And I wouldn’t have been able to do that without some badass money tools, like a HYSA, net worth tracker, and sustainable shopping choices. Use this as your go-to resource for all the tools to help you fight the patriarchy and get rich.

Hi!

Some content may contain affiliate links or sponsored content — I will never work with a brand or showcase a product that I don't personally use or believe in. Patronizing businesses that support Her First $100K® is a great way to support our work. 
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credit cards

i don't even bother using a debit card anymore

the best

these are my

money tools

non-negotiable

YOUR ALL-IN-ONE FINANCE DASHBOARD

Your journey to financial success starts here. Manage accounts, monitor your credit score, track your net worth, and plan your financial future—all in a single, powerful, FREE tool.

Did you recently switch jobs?

Your 401(k) doesn’t automatically roll over when you switch jobs. Don’t leave that hard-earned money on the table! Use Capitalize’s free rollover service to move your old 401(k) into a new or existing IRA.

Refinance Private Student Loans

Overwhelmed by your student loans? Juno uses the power of group buying to negotiate with other banks to get members better deals on their student loans. You can join Juno for free today to access their deals. Rates for refinancing start at 2.25% fixed with up to $1,000 cash back.

It might be time for life insurance

Try Ladder – a smart (and affordable) term life insurance option that may offer personalized pricing and flexible coverage so you can protect your family with ease. It takes about 5 minutes to apply and to see if you’re approved. If you’re between 20-60, you may get up to $8M in coverage.

prenups aren't taboo

Prenups shouldn't be taboo--these are a necessary part of your financial plan! Hello Prenup helps you negotiate terms with your partner, generate the prenup, and get it notarized--all in one spot.

easy Estate Planning

You can never be too prepared. Whether you need to create your own will or trust as part of your financial plan or go through the probate process to settle someone else’s, Trust and Will make it easy (and affordable) to get started.

YOUR ALL-IN-ONE FINANCE DASHBOARD

Your journey to financial success starts here. Manage accounts, monitor your credit score, track your net worth, and plan your financial future—all in a single, powerful, FREE tool.

Family-friendly finance

If you have kids between the ages of 0-17 and want to build a better future for your family, this is the course for you. Learn how to build and protect generational wealth for your children from our friend Andy Hill. 

DID YOU RECENTLY SWITCH JOBS?

Your 401(k) doesn’t automatically roll over when you switch jobs. Don’t leave that hard-earned money on the table! Use Capitalize’s free rollover service to move your old 401(k) into a new or existing IRA.

REFINANCE PRIVATE STUDENT LOANS

Overwhelmed by your student loans? Juno uses the power of group buying to negotiate with other banks to get members better deals on their student loans. You can join Juno for free today to access their deals. Rates for refinancing start at 2.25% fixed with up to $1,000 cash back.

IT MIGHT BE TIME FOR LIFE INSURANCE

Try Ladder – a smart (and affordable) term life insurance option that may offer personalized pricing and flexible coverage so you can protect your family with ease. It takes about 5 minutes to apply and to see if you’re approved. If you’re between 20-60, you may get up to $8M in coverage.

DO DEBT DIFFERENTLY

Put more money back in your wallet with an app that helps you manage your savings and minimize your debt. By utilizing roundups and bringing your friends and family into the fray, pay off debt faster and know exactly where your money is going.

THE PERFECT TOOL FOR A MONEY DATE

Knowing your numbers is the first step toward Your First $100K. Keep them all in one place with Empower’s financial dashboard–our favorites are the debt payoff and net worth trackers.

ESTATE PLANNING MADE EASY

You can never be too prepared. Whether you need to create your own will or trust as part of your financial plan or go through the probate process to settle someone else’s, Trust and Will make it easy (and affordable) to get started.

an important relationship to-do

Prenups shouldn't be taboo--these are a necessary part of your financial plan! Hello Prenup helps you negotiate terms with your partner, generate the prenup, and get it notarized--all in one spot.

Tools to                    and                             your business

From the looks of my LinkedIn profile, it may look easy breezy, but there are still SO many days that I’m running around saying “how tf do I business??” The tools below are some that I’ve used from the beginning as I launched HFK and some that we added to our stack as our team has grown to 15+. Whether you’re a solopreneur or working with a team, these tools can help you save time and money.

Building Her First $100K from nothing to a multi-seven-figure business has been no easy feat. 

grow

scale

friendmoon

Like a honeymoon, but with your besties. You get it.

For the

bookshelf

on my

on my

bookshelf