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Credit cards

My recommended                            

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

for the 

This is the perfect everyday credit card with no frills or fuss. I love its 1.5% cash back on EVERYTHING. And there’s no minimum redemption limit–you can use your rewards earnings immediately.

Capital One Quicksilver Cash Rewards Credit Card

beginner

My absolute favorite card to get free travel (literally flew business class to Europe in complete lie-down-flat seats for free with the points from the Reserve!) Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase through Chase Travel℠ and 1 point per $1 on all other purchases.

For the 

Wanderluster

Chase Sapphire Reserve®

for building

Your credit score is your adult GPA. A credit card (used responsibly!) can establish + help build a healthy credit history. This is one of my favorites to do just that! This is an easy intro to the world of credit cards and will help ease you into travel rewards.

credit

Chase Sapphire Preferred® Card

Imagine the little *clink clink clink* of a metal card tapping a glass for a toast or getting thrown on the table during a first date. Okay, there are better reasons to get this card but seriously, how satisfying is that sound???

This is my favorite personal card, but I’m gonna be honest with you. The annual fee isn’t cheap ($695), but if you take advantage of all of the benefits, like CLEAR, global entry, hotel, and digital entertainment credits, it essentially pays for itself. See rates and fees. 

The Platinum Card® from American Express

For the 

Finer things

for the

Earn 1.5% cash back for your business on every purchase everywhere with no limits or category restrictions. Add employee cards for no additional cost (they’ll also earn 1.5% cash back!) with no annual fees.

new businesses

Capital One Spark Cash Select for excellent credit

With a 1.5% cashback offer on every purchase made for your business and no annual fee, this is my preferred business credit card.

You can earn rewards faster with employee cards at no additional cost. And you’ll feel extra secure with fraud protection and zero liability.


for

Small businesses

Established

Ink Business Unlimited® Credit Card

round ups

for those who like to shop around

Business

There is no such thing as "too small" of a company when finding a business credit card.  Separate your business and personal spending and unlock unique perks that often aren't available for personal cards. 

for ventures of all sizes

Travel

Great for both occassional and frequent travelers--start saving money and earning rewards with every trip that you take.  These cards have allowed me to get lie-down seats to Paris, stay the night in castles, and travel frequently all on points.

I use these for 99% of my trips

No Annual Fee

Great starter cards for people who are learning how to manage their finances and want to start learning about credit card perks and rewards.

minimize cost, maximize perks

Credit card

Cash-Back

Great for maximizing everyday purchases and earning cash-equivalent rewards.  Some have a standard % back for all purchases, but there are some where you can get special category bonuses. 

earn with no frills or fuss

round ups

for those who like to shop around

credit card

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post.