2020 really said “no thanks” to travel, and I had to adjust accordingly. Luckily, my sadness was short-lived after spending a great few days at the Four Seasons in Seattle for the staycation of my dreams.

 There are five things that I tell recent grads, especially when they’ve recently finished school, to do immediately to help them get started on the $100K path while developing smart financial habits.

Colleges and universities closed their campuses for the spring term and students are switching to online only classes in response to the COVID-19 outbreak. On top of keeping yourself physically and emotionally healthy, students need ways to make sure they have their financial situation in order.

To celebrate a major money goal — saving $100,000 before age 25 — I recently took a 10-day trip to Italy and London with my best friend. We road tripped, visited a family farm, and ate the best meals of our lives. In total, it cost me about $2,100 for our all of our transportation, food, entertainment, and Airbnb costs.

Millennials get a bad rap for being lazy with their money. But the truth is we had a rough start toward financial freedom and were not given the tools to succeed.

I was one of the lucky ones who had parents who were always careful with their money. As an award-winning financial and career coach, I’m honored to help people in my generation understand their finances and take the reins of their financial freedom.